Vehicle Finance

As a finance provider, you need to assess the current and future value of vehicles to set PCP residuals, set-to-loan ratios and end of term settlement figures.

Cazana provides real-time, retail-back valuations that are updated daily, not monthly estimates. By improving the pricing of finance products, you can rest assured that we reduce risk from negative equity or depreciation.

And we know, for you, the future value of vehicles drives risk and recovery. Our whole market data shows trends in depreciation by model, specs, age and mileage, and allows you to monitor how certain vehicle types are performing. Our data builds better risk models, enabling smarter lending decisions that result in fewer right-offs and fewer costly recoveries.

Of course, vehicle history affects value and risk. That’s why we aggregate MOT history, registration changes and more, giving a provenance timeline for each vehicle, helping catch any irregularities in mileage, change of keepers etc. So, with safer underwriting, we help minimise fraudulent applications and improve confidence in asset quality.

Valuations

Understanding the accurate value of a vehicle, both now and at any point in the future, is ket to successful automotive retail.

Understanding the accurate value of a vehicle, both now and at any point in the future, is key to successful automotive retail.

We use data science to analyse past and present retail data and give you precise valuations on specific vehicles. There’s no editing or human bias involved in our figures and we work with real-time data, not numbers generated periodically.

This approach ensures our vehicle valuations and future forecasts are based on the best available data. We provide full provenance data, including MOT advisories, cherished plate transfers and previous adverts and text. This information enables our clients to set realistic valuations and ensure optimal return on investment.

Assessing your asset register

Cazana’s valuation and forecasting tools are essential in understanding the value of your asset register at any given time and determining your financial exposure.

Our future RVs are derived using extensive knowledge of current and historical valuations, providing our clients with confidence in their financial risk management.

Remarketing vehicles

Cazana real-time data means teams can instantly discover a vehicle’s value as it stands today. This eliminates valuation lags and errors, so you don’t miss out on opportunities or expose yourself to risks.

We’ll not only help you price vehicles more accurately, we’ll do it at speed. You don’t need a whole team to spend days labouring over calculations, meaning you can deploy precious time and resources elsewhere.

Preparing for the future

We are constantly monitoring new products and services that become available in the market, to hone and evolve our offering.

Working closely with our extensive partner network, enables us to provide unique and bespoke services and unrivalled insights into the rapidly changing vehicle landscape.